Brokerage Division



Garner Insurance Services is pleased to announce the creation of Valence Benefits, Inc., which will significantly expand service offerings.  Garner Consulting has worked with Cornerstone Benefits and Tax & Financial Group Benefits to develop a benefits brokerage and consulting partnership that can meet the changing needs of our clients during this challenging time.  Valence Benefits is that partnership.  Unlike other brokerages who are content to react to the changes going on around them, Valence Benefits will be proactive in providing the resources your business needs to succeed.  Whether discussing short-term questions or building long-term solutions, Valence Benefits will deliver clear answers and workable strategies to help your business prosper over the long term. 

In addition to offering outstanding strategic advice, Valence provides highly regarded compliance expertise to help you stay out of trouble in these ever-changing times.


Furthermore, Valence can provide a number of valuable services, including:


  • An online wellness program
  • Searchable human resources library with FAQs and forms
  • Human resources support
  • A concierge service
  • Monthly benefit webinars
  • Newsletter on benefits, wellness and human resources
  • Full benefits administration outsourcing, including COBRA and FSA administration
  • Payroll administration and processing
  • Human resources information system.

In these uncertain times you need a trusted advisor who can help you stay ahead of the curve.  Valence Benefits will provide the resources you need and deserve.

Garner Consulting will be merging its Garner Insurance Services division into Valence Benefits.  Garner Consulting will continue to offer consulting services under the Garner Consulting name.  These services include claim audits, nondiscrimination testing, drafting summary plan descriptions and plan documents and much, much more.  Please call John Garner, Gerti Reagan Garner or Zaven Kazazian if we can be of any assistance with either brokerage services through Valence Benefits or consulting services through Garner Consulting.

California License #0766490

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